Fedgroup fixed investment rates
Compared to many other investment interest rates available in the market - we offer some very competitive options, and our Secured Investment is no different. Offering a fixed, market-beating rate with capital security and zero investment fees, we're redefining the investment game.
Use the Fedgroup investment calculator
Ready to talk numbers? Download the Fedgroup App to calculate exactly how much you’ll get out, whether you’re leaning towards a monthly cash flow or aiming for long-term growth – or maybe something in between. It's your call, and we’ve made it easy-peasy.
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Secured Investment: Your 5-year plan unveiled!
Get a five-year, fixed-term solution tailored to your investment needs with a lump sum of R5 000 or more. Your investment journey with us offers two distinct investment options:
Invest for GROWTH
Reinvest your interest monthly for maximum capital growth, boasting a competitive rate on maturity of *** % p.a.
Growth
Capital withdrawal:
Invest for INCOME
If steady cash flow is your aim, draw a monthly income based on a nominal rate of *** % p.a.
Income
Capital withdrawal:
| Feature | Growth Option | Income Option |
|---|---|---|
| Minimum lump-sum investment | R 5 000 | R 5 000 |
| Maximum investment | Not applicable | Not applicable |
| Term | Fixed for five years | Fixed for five years |
| Rate | Fixed for the term | Fixed for the term |
| Interest earned monthly in advance | Reinvested | Paid out |
| Capital withdrawal or redemption | Not permitted during the term but free thereafter |
Not permitted during the term but free thereafter |
| Fixed rate | ||
|---|---|---|
| Nominal rate | *** % | *** % |
| One-year effective rate | *** % | Varies based on income payout |
| Five-year rate on maturity | *** %* | Varies based on income payout |
You can’t touch your capital investment until the fixed term is up but, because needs and goals can change, you can:
*Capped at the total monthly interest earned